
Hilton Honors American Express Card
A no-annual-fee miles card from American Express National Bank.
American Express National Bank · AMEX
- Annual fee
- $0
- Purchase APR
- 19.49–28.49%variable
- Signup bonus
- $100
- Foreign transaction
- None
Earn Rules
| Dining | 500.00% |
| Grocery | 500.00% |
| Gas | 500.00% |
| All Other | 300.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| directly with hotels and resorts in the Hilton portfolio | 700.00% |
Signup Bonus
Earn 100,000 Hilton Honors Bonus Points And A $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership.
Value: $100 · Spend $2,000 in 6 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
- People whose stays are mostly with American Express National Bank. The 7x is where this card beats a general-purpose one, and it only applies to that spending.
Wondering if this card pays off for your situation? Is the Hilton Honors American Express Card worth it? →
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A similar annual fee, ranked higher at the default profile.
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