Bank Of America® Customized Cash Rewards Credit Card
A no-annual-fee cashback card from Bank of America, National Association.
Cash back
Bank of America, National Association · VISA
- Annual fee
- $0
- Purchase APR
- 17.49–27.49%variable
- Signup bonus
- $200
- Foreign transaction
- 3%
Earn Rules
| Gas | 3.00%opt-in required — choose each month |
| Pharmacy | 3.00%opt-in required — choose each month |
| Home Improvement | 3.00%opt-in required — choose each month |
| Online Shopping | 3.00%opt-in required — choose each month |
| Dining | 3.00%opt-in required — choose each month |
| Travel | 3.00%opt-in required — choose each month |
| Grocery | 2.00% |
| All Other | 1.00% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Gas | 6.00%intro |
| Online Shopping | 6.00%intro |
| Dining | 6.00%intro |
| Travel | 6.00%intro |
| Pharmacy | 6.00%intro |
| Home Improvement | 6.00%intro |
Signup Bonus
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Value: $200 · Spend $1,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Where This Came From
Wondering if this card pays off for your situation? Is the Bank Of America® Customized Cash Rewards Credit Card worth it? →
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