Norwegian Cruise Line® World Mastercard®
A no-annual-fee points card from Bank of America, National Association.
Bank of America, National Association · MASTERCARD
- Annual fee
- $0
- Purchase APR
- 17.49–27.49%variable
- Signup bonus
- $200
- Foreign transaction
- None
Earn Rules
| Travel | 2.00% |
| All Other | 1.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| on Norwegian purchases | 3.00% |
Signup Bonus
20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening – which can be redeemed for a $200 off your next Norwegian cruise
Value: $200 · Spend $1,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Wondering if this card pays off for your situation? Is the Norwegian Cruise Line® World Mastercard® worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- DoorDash Rewards Mastercard®$726 (+$422)
- Fifth Third 1.67% Cash/Back Card$701 (+$397)
- Citizens Summit® World Mastercard®$683 (+$378)