Williams Sonoma Key Rewards® Visa
A no-annual-fee cashback card from Capital One, National Association.
Capital One, National Association · VISA
- Annual fee
- $0
- Purchase APR
- 29.24–29.24%variable
- Foreign transaction
- None
Earn Rules
| Grocery | 4.00% |
| Dining | 4.00% |
| All Other | 1.00% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Home Improvement | 10.00%intro |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| at Williams-Sonoma, Inc.'s brands | 5.00% |
Signup Bonus
10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening.
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Wondering if this card pays off for your situation? Is the Williams Sonoma Key Rewards® Visa worth it? →
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