Chase Freedom Flex® Credit Card
A no-annual-fee cashback card from JPMorgan Chase Bank, National Association.
JPMorgan Chase Bank, National Association · MASTERCARD
- Annual fee
- $0
- Purchase APR
- 18.24–27.74%variable
- Signup bonus
- $200
- Foreign transaction
- 3%
Earn Rules
| Travel | 5.00%through Chase TravelSM |
| Dining | 3.00% |
| Pharmacy | 3.00% |
| All Other | 1.00% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Rotating | 5.00%rotating |
| Travel | 2.00%intro |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| up to $10 off quarterly on non-restaurant DoorDash ordersquarterlySource ↗ | $40/yr |
| Total credits / year we count | $40 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Signup Bonus
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Value: $200 · Spend $500 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Where This Came From
Wondering if this card pays off for your situation? Is the Chase Freedom Flex® Credit Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- DoorDash Rewards Mastercard®$726 (+$339)
- Fifth Third 1.67% Cash/Back Card$701 (+$314)
- Citizens Summit® World Mastercard®$683 (+$295)