Visa Infinite® Reserve Rewards+ Card
A $390-annual-fee points card from Old National Bank.
Old National Bank · VISA
- Annual fee
- $390
- Purchase APR
- 18.99–27.99%variable
- Foreign transaction
- None
Earn Rules
| Travel | 6.00%booked directly in the Travel Center |
| All Other | 2.00% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Credit(s) matching the purchase amount(s) of up to $100 per 12-month period for travel purchases in the Travel CenteryearSource ↗ | $100/yr |
| $60 credit for 1-year Priority Wine Pass membershipyearSource ↗ | $60/yr |
| Up to $5 per month for Eligible Sports and Fitness purchasesmonthlySource ↗ | $60/yr |
| Up to $5 per month for Eligible Personal Care purchasesmonthlySource ↗ | $60/yr |
+ Show 2 more credits
| Up to $5 per month for Eligible Entertainment and Streaming purchasesmonthlySource ↗ | $60/yr |
| Up to $5 per month for Eligible Dining purchasesmonthlySource ↗ | $60/yr |
| Total credits / year we count | $400 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Signup Bonus
If you were offered the opportunity to earn bonus Points when you opened the Account, in addition to any terms and conditions noted in your Offer Materials (such as spend amount and timing requirements), please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.
· Spend $0
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.99% APR would wipe out the card's other benefits within a single billing cycle of revolving.
Wondering if this card pays off for your situation? Is the Visa Infinite® Reserve Rewards+ Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Citi Strata Elite℠ Card$1,583 (+$956)
- Hilton Honors American Express Aspire Card$1,448 (+$820)
- American Express® Gold Card$883 (+$256)