Visa® Max Cash Secured Card

Earn Rules?How much you earn back per dollar in each spending category. Cashback cards show these as percentages (2% back on groceries). Points/miles cards show them as multipliers (3x on dining). The math applies each rule to your spending in that category to compute total rewards for the year.

Signup Bonus?A one-time reward for opening the card and meeting a spend requirement. The full bonus counts toward the card's Year 1 value (only when your spend qualifies) and is excluded from its ongoing value.

If you were offered the opportunity to earn bonus cash rewards when you opened the Account, in addition to any terms and conditions noted in your Offer Materials (such as spend amount and timing requirements), please allow 1-2 statement billing cycles for your bonus cash to appear on your credit card statement.

· Spend $0

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

• People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
• People rebuilding credit, where a secured card's math takes a back seat to establishing (or repairing) a payment history.

Where This Came From

• Foreign transaction fee“3%”
  Source ↗⚑
• APR range“29.49%”
  Source ↗⚑
• Annual fee“$0”
  Source ↗⚑

Wondering if this card pays off for your situation? Is the Visa® Max Cash Secured Card worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.

• Visa® Max Cash Secured Card$600 (+$300)
• Visa® Max Cash Secured Card$600 (+$300)
• Capital One Quicksilver Secured Rewards Credit Card$465 (+$165)