U.s. Bank Shield® Visa® Card
A no-annual-fee cashback card from U.S. Bank National Association.
U.S. Bank National Association · VISA
- Annual fee
- $0
- Purchase APR
- 16.99–27.99%variable
- Signup bonus
- $20
- Foreign transaction
- 3%
Earn Rules
| Travel | 4.00%booked directly in the Travel Center |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| $20 annual statement credit for 11 consecutive months of purchases.yearSource ↗ | $20/yr |
| Total credits / year we count | $20 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Signup Bonus
$20 annual statement credit for 11 consecutive months of purchases.
Value: $20 · Spend $0 in 11 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Where This Came From
Wondering if this card pays off for your situation? Is the U.s. Bank Shield® Visa® Card worth it? →
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A similar annual fee, ranked higher at the default profile.
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