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Allways Rewards Visa® Credit Card card

Allways Rewards Visa® Credit Card

A $59-annual-fee points card from Bank of America, National Association.

Points

Bank of America, National Association · VISA

Annual fee
$59
Purchase APR
19.49–27.49%variable
Signup bonus
$300
Foreign transaction
None

Earn Rules

Dining2.00%
All Other1.00%

Rates with strings attached

These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.

on Allegiant purchases3.00%

Statement Credits

Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.

Buy one, get one free airfare offer anytime you use your card to purchase a vacation package from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itineraryyearSource ↗$250/yr
Total credits / year we count$250

Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.

Signup Bonus

Online Offer: Earn 30,000 Bonus Points – equal to $300 off a future Allegiant trip when you redeem points, after you make $1,500 or more in purchases within the first 90 days of account opening

Value: $300 · Spend $1,500 in 3 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Where This Came From

Wondering if this card pays off for your situation? Is the Allways Rewards Visa® Credit Card worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.