Free Spirit® Travel More World Elite Mastercard®
A $79-annual-fee card from Bank of America, National Association.
Bank of America, National Association · MASTERCARD
- Annual fee
- $79
- Purchase APR
- 19.49–27.49%variable
- Signup bonus
- $200
- Foreign transaction
- None
Earn Rules
| Dining | 2.00% |
| Grocery | 2.00% |
| All Other | 1.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| Spirit Airlines | 3.00% |
Signup Bonus
Earn 20,000 bonus miles after you spend $1,000 in the first 90 days.
Value: $200 · Spend $1,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People whose flights are mostly with Bank of America, National Association. The 3.00% is where this card beats a general-purpose one, and it only applies to that spending.
Wondering if this card pays off for your situation? Is the Free Spirit® Travel More World Elite Mastercard® worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- British Airways Visa Signature® Credit Card$1,249 (+$989)
- Iberia Visa Signature® Credit Card$1,245 (+$985)
- Marriott Bonvoy Boundless® Credit Card$1,149 (+$889)