Aer Lingus Visa Signature® Credit Card
A $95-annual-fee miles card from JPMorgan Chase Bank, National Association, with a $750 signup bonus.
JPMorgan Chase Bank, National Association · VISA
- Annual fee
- $95
- Purchase APR
- 19.24–27.74%variable
- Signup bonus
- $750
- Foreign transaction
- None
Earn Rules
| Travel | 200.00%booked directly with the hotel |
| All Other | 100.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| on Aer Lingus, British Airways, and Iberia flight purchases | 300.00% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Economy Companion Ticket each yearyearSource ↗ | $250/yr |
| up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027quarterlySource ↗ | $40/yr |
| Total credits / year we count | $290 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Signup Bonus
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Value: $750 · Spend $5,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.74% APR would wipe out the card's other benefits within a single billing cycle of revolving.
- People who will spend $1,667 a month for the next 3 months anyway — that clears the $5,000 required for the $750 bonus, which covers the $95 fee and then some in year one.
Wondering if this card pays off for your situation? Is the Aer Lingus Visa Signature® Credit Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- British Airways Visa Signature® Credit Card$1,249 (+$750)
- Iberia Visa Signature® Credit Card$1,245 (+$746)
- Marriott Bonvoy Boundless® Credit Card$1,149 (+$649)