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Aeroplan® Card card

Aeroplan® Card

A $95-annual-fee miles card from JPMorgan Chase Bank, National Association, with a $600 signup bonus.

Miles

JPMorgan Chase Bank, National Association · MASTERCARD

Annual fee
$95
Purchase APR
19.74–28.24%variable
Signup bonus
$600
Foreign transaction
None

Earn Rules

Grocery300.00%
Dining300.00%
All Other100.00%

Rates with strings attached

These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.

with Air Canada directly300.00%

Statement Credits

Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.

$10 off quarterly on DoorDash non-restaurant ordersquarterlySource ↗$40/yr
Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Creditevery 4 years (amortized)Source ↗$25/yr
Total credits / year we count$65

Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.

Signup Bonus

Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months your account is open.

Value: $600 · Spend $3,000 in 3 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

  • People who reliably pay their balance in full each month. The 28.24% APR would wipe out the card's other benefits within a single billing cycle of revolving.

Where This Came From

Wondering if this card pays off for your situation? Is the Aeroplan® Card worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.