Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
A $99-annual-fee miles card from Citibank, National Association, with a $800 signup bonus.
Citibank, National Association · MASTERCARD
- Annual fee
- $99
- Purchase APR
- 19.49–29.49%variable
- Signup bonus
- $800
- Foreign transaction
- None
Earn Rules
| Dining | 200.00% |
| Gas | 200.00% |
| All Other | 100.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| on American Airlines purchases | 200.00% |
Signup Bonus
FOR A LIMITED TIME, EARN 80,000 AADVANTAGE® BONUS MILES AFTER QUALIFYING PURCHASES after $3,500 in purchases in the first 4 months.
Value: $800 · Spend $3,500 in 4 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 29.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.
- People who will spend $875 a month for the next 4 months anyway — that clears the $3,500 required for the $800 bonus, which covers the $99 fee and then some in year one.
- People whose flights are mostly with Citibank, National Association. The 2x is where this card beats a general-purpose one, and it only applies to that spending.
Wondering if this card pays off for your situation? Is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- British Airways Visa Signature® Credit Card$1,249 (+$1,024)
- Iberia Visa Signature® Credit Card$1,245 (+$1,020)
- Marriott Bonvoy Boundless® Credit Card$1,149 (+$923)