UBS Visa Infinite Credit Card
A $650-annual-fee points card from UBS Bank USA, with airport lounge access.
Points
UBS Bank USA · VISA
- Annual fee
- $650
- Purchase APR
- 21.74–21.74%variable
- Foreign transaction
- None
Earn Rules
| Travel | 3.00% |
| Grocery | 2.00% |
| Streaming | 2.00% |
| All Other | 1.00% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| $500 Annual Credit (based on annual spend) for restaurant transactions, Amazon Prime membership fees and airport lounge accessyearSource ↗ | $500/yr |
| $500 Airline Fee Credit for any qualifying air travel expensesyearSource ↗ | $500/yr |
| Statement credit up to $120 toward either Global Entry® or TSA PreCheck® application feeevery 4 years (amortized)Source ↗ | $25/yr |
| Total credits / year we count | $1,025 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Who This Card Makes Sense For
- Travelers who will actually use the lounge access. Set what a visit is worth to you in the calculator above — it is counted as $0 until you do, so the $650 fee currently has to be covered by everything else.
Wondering if this card pays off for your situation? Is the UBS Visa Infinite Credit Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Platinum Card®$2,446 (+$1,739)
- The Platinum Card® From American Express Exclusively For Charles Schwab$2,251 (+$1,544)
- Chase Sapphire Reserve® Credit Card$2,193 (+$1,486)